Insurance & Financing

Insurance and Financing

Oakville Dental Care can submit to your dental insurance. Be sure to bring your insurance card and other necessary information with you to your first visit. In some cases, your regular health insurance plan may cover all or part of the costs.

Please note that insurance policies generally only cover a portion of the total treatment cost. Unless other arrangements have been made, we ask that you pay your portion of the bill at the time of treatment. It is your responsibility to pay any remaining balance not covered by your insurance company.

We accept cash, personal checks, debit cards, and payment by Visa, MasterCard and Discover.

Your insurance policy is a contract between you, your employer and the insurance company. The amount of benefits you receive will depend on the quality of the plan purchased by yourself or your employer. As a courtesy to our patients with dental insurance, we provide the following services – if you provide us with the necessary information: we will estimate what your insurance will pay based on information provided. We will file your insurance claim for you. Any amount estimated not to be covered by your insurance is due as services are rendered. Any additional amounts not paid by your insurance will be due immediately upon billing. We are not responsible for any limitations in coverage that may be included in your plan. You are responsible for knowing the details of your specific dental plan. All charges you incur are your responsibility regardless of your insurance coverage


If you do not have insurance or are interested in procedures that your plan does not cover, we offer affordable CareCredit® financing. CareCredit lets you finance 100 percent of dental fees for you and your family, with no upfront costs, annual fees or prepayment penalties.

Our CareCredit policy is as follows:

  • Any treatment from $1000 - $2500 can be financed interest free, with minimum monthly payments, for 6 months
  • Any treatment from greater than $2500 can be financed interest free, with minimum monthly payments, for 12 months
  • There are low interest plans for monthly payments from 12 months to 5 years.
  • For any other special cases, please don't hesitate to let us know and we will do our best to accommodate your financial needs.

The Smile Advantage Plan is a membership-based dental savings plan that provides the quality care you deserve at a price you can afford. Members pay an annual fee to receive regular exams, cleanings and X-rays along with access to significantly reduced rates on all other restorative and cosmetic dental procedures performed in our office. Plus, the plan offers many benefits including no annual caps, no limits, and no waiting periods. This provides for quick access to the care you need!

Smile Advantage Plan Benefits:
  • No yearly maximums.
  • No deductibles.
  • No claim forms.
  • No frequency limits.
  • No pre-authorization requirements.
  • No pre-existing condition limitations.
  • No one will be denied coverage.
  • No waiting periods (immediate eligibility).

Relaxed

Efficient

Comfortable

The Smile Advantage Plan

The Smile Advantage Plan is a membership-based dental savings plan that provides the quality care you deserve at a price you can afford. Members pay an annual fee to receive regular exams, cleanings and X-rays along with access to significantly reduced rates on all other restorative and cosmetic dental procedures performed in our office. Plus, the plan offers many benefits including no annual caps, no limits, and no waiting periods. This provides for quick access to the care you need!

$349/yr

A more affordable alternative to traditional dental insurance, the adult plan includes all the preventative services below and discounts on all other dental treatments such as necessary treatments, cosmetic dentistry, and specialists. See for yourself—compare our copays, monthly/annual premiums, and coverage limits to your current plan.

$299/yr

Keep your child’s regular dentist visits to stop little issues from becoming big problems.In addition to saving money on your child’s dentistry, Smile Advantage Plan allows the dentist to recommend what your child really needs and not just what your insurance will pay for.

$649/yr

Traditional perio plans typically only includes 2 visits, we offer up to 4 Periodontal maintenance cleanings, 2 Exams & necessary x-rays.

6076 Telegraph Road

St. Louis, MO 63129

Open Hours

MW 8-5 / TTh 8-7 / Fr 8-2

(314) 487-0333

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